Simply tell us how much you’d like to borrow, add a few details and our turbo-charged loan calculator will crunch the numbers in record time to give your online loan application approval in principle instantly!
Choose Your Loan Amount
Simply tell us how much you’d like to borrow, add a few details and our turbo-charged loan calculator will crunch the numbers in record time to give your online loan application approval in principle instantly!
Apply Online In Minutes
Forget piles of paperwork and harrowing hold times, you can complete your personal loan application online in a matter of minutes on your PC, tablet or mobile device – no matter where you are!
Apply Online In Minutes
Forget piles of paperwork and harrowing hold times, you can complete your personal loan application online in a matter of minutes on your PC, tablet or mobile device – no matter where you are!
Apply Online In Minutes
Forget piles of paperwork and harrowing hold times, you can complete your personal loan application online in a matter of minutes on your PC, tablet or mobile device – no matter where you are!
We’ll Do The Rest
Sit back, relax and let us take it from here. We aim to complete your application in the same day so that you can expect the money in your bank account in the next business day. Simple, and nothing like a bank!
We’ll Do The Rest
Sit back, relax and let us take it from here. We aim to complete your application in the same day so that you can expect the money in your bank account in the next business day. Simple, and nothing like a bank!
It Couldn’t Be Easier!
Borrow up to €75,000
Depending on your circumstances, you can choose how much you want to borrow (up to €75,000) and the duration for paying back your personal loan.
Tell us a bit about yourself
Help us get to know you and your finances either online or over the phone and get approval in principle in a matter of minutes!
Verify your application
Snap a photo of your ID & send a PDF of your bank statements. This can be done by logging onto the Chill Money Hub which will detail what documents are needed to verify your application.
Get your loan
Once your documents are approved, your loan will be finalised and the funds could be in your bank account within as little as one business day!
Interest Rates
Our interest rates vary depending on the value of your loan. To find out more about the Loan Value and Applicable Interest Rates take a look at our rate table here.
| Loan Value (€) | Fixed Nominal Interest Rate | Annual Percentage Rate (APR) |
|---|---|---|
| €5,000 – €9,999 | 12.2% | 12.9% |
| €10,000 – €19,999 | 10.9% | 11.5% |
| €20,000 – €75,000 | 8.6% | 8.9% |
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.